Conner Monsées, Work 03 · Card customization
Cash App, Card customization2022–2025

Your card,alive in the app.

Customers designed their Cash App cards with pride, then saw them only while ordering. I turned the card into a 3D object that behaves like the one in your hand, and it became the face of the app.

Role
Owner of the Cash App Card surface. I championed and launched the 3D card and card themes.
Scope
Card Studio, the Card tab, then the home screen. Themes in the keypad, payments and stickers.
Proves
Make it physical. Design the rules.

+8%

Card spending per customer, once the card came alive in the app.

Card GPV per customer · 3D card launch

A card is identity, not plumbing.

Signatures, glitter, tortoiseshell, holo. Cash App cards tap into culture. The app showed a stand-in.

A wall of Card tabs, each showing a different customer card design: signatures, doodles, holo, glitter, patterns
01, The 3D cardRebuilt for this site · move your cursor

Before

Designed with pride, seen only once.

Customers saw their custom card only while ordering it. The Card tab showed a stand-in with rigid physics. Getting their real card into the app had been a dream since 2017.

Motion

Grounded in your hand, not floating.

Light, shadow and motion follow the gyroscope. Tilt the phone and light moves across the card. I prototyped the feeling, not just the screens.

  • Ambient motionTells you the card isn't static.
  • Organic physicsInertia makes every touch satisfying.
  • Fluid gesturesFast enough to feel physical.

Materials

Reverence for the materials.

Hardware kept sending curveballs: glitter, tortoiseshell, holo. Holo is two layers, a matte body under a satin foil, and each shifts color with the angle. It took almost two years to get right.

Card viewing angle 0°

Themes

More than skin deep.

Themes carry the card's material beyond the card, and respond to the gyroscope just like it does. Try the themes and the lock on the screen.

Rebuilt for this site

9:41

Card

CM
Card locked
Spending limit$2,500 / day

Recent

  • JJuniper CoffeeToday · Card−$5.40
  • EEastside MarketYesterday · Card−$42.18
  • SFrom savingsMon · Transfer+$200.00

Move your cursor to tilt.

02, Make room+20% top features above the fold

First, make roomfor the card.

Before any 3D work, we audited feature usage and rebuilt the Card tab on the new design system. 20% more of the top-used features moved above the fold.

Before: Cash Card tab with a flat card image, offers, lock card and Find an ATM
Before
After: Card tab with the customer's card as the hero, Lock card and Copy number buttons, offers and spending
After
“The application of the new foundations was spot on.”
Design System lead, Cash App

Craft you won't findat your daddy's bank.

03, SpreadFrom one tab to the home screen

From Card Studioto the home screen.

The 3D card started in Card Studio, then the Card tab. When Cash App merged its Money and Card tabs into one home screen, the card and its theme became the hero.

Five Money tab headers, each colored by the customer's card theme: lime, holo mesh, green glitter, tortoiseshell, pink

“A key part of our app's identity.” Engineering Manager, Cash App Banking

Hardware became a way to express yourself.

Themes carry the card's material into the keypad, personalized payments and stickers.

Before: the green Cash App keypad
Keypad, before
Choosing a theme for the keypad: green dots, pink, teal glitter, tortoiseshell
Pick a theme
The keypad in the tortoiseshell theme, showing $50
Tortoiseshell

Customers found and used their card more.

99%

Of customers who turned on a theme kept it on

+8%

Customers copying their card details

+5%

Card activation at 7 and 14 days

3D card and Themes launches · method to confirm

Hide the physics.Show the card.

Materials, gyroscopes, device performance, viewport sizes, accessibility, edge cases. Customers see none of it. They see their own card, behaving like it.